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Bad Credit Car Finance

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Are you wondering if financing a car with no credit is a possibility for you? Is so, the answer is yes! While bad credit car financing can be a bit more complicated than financing with established credit, it is possible. The finance team at Hodges Mazda has put together this helpful financing guide to show you how the process works as well as offer some tips before you get the process started on a new vehicle.

Tips for Financing with No Credit or Poor Credit

When the time comes to search for a finance term agreement with no credit history, keep in mind that it’ll most likely mean a higher down payment and interest rate. And while you should expect a higher payment, be sure to remember that you might have a bit of negotiation room for a no credit car finance option. Keep these tips in mind when you take on bad credit car finance.

Don’t Assume You Won’t Be Approved
If you’re financing a car with bad credit, and your credit score needs some work, we can help. This doesn’t mean you’ll be denied financing. Make sure you talk with our finance team to find a plan that works for you and your needs.

Improve Your Credit Score if Possible
Improving your credit score before applying for financing will help you get lower interest rates as well as lower payments on your new vehicle purchase. To do this, establish action plans include paying off any outstanding debt. Showing this will mean many St. Augustine-area lenders will be happy to work out a payment plan.

Don’t Accept Just Any Offer
If you’re considering financing a car with bad credit, it’s important to note that you have the freedom and flexibility to explore offers from lenders across Orange Park. You may receive a better offer somewhere else. Bad credit car finance offers can be sought from multiple financial institutions. And most are willing to help you improve your credit score.

Be Prepared for Higher Costs
When you’re in need of a bad credit car finance option, there can be some sizeable costs associated with this. Be prepared to put more down on your favorite new vehicle as well as factor in higher interest rates depending on your current credit score before applying for financing.

Apply for an Auto Loan at Hodges Mazda

Learn more car financing tips from the staff at Hodges Mazda near Lakeside today or contact us with any questions about our models, the financing process, and more! We look forward to getting you behind the wheel of your favorite model in no time. To make your car-buying experience even better, check out online car buying with Hodges Mazda. Answer all of your questions about good interest rates and other car-buying concerns with Hodges Mazda.

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Hodges Mazda 30.175621, -81.547378.